What you own
Identify RSUs, ISOs, NSOs, private shares, public stock, and any position tied heavily to one company.
Match by situation
A large stock or option position can create wealth and difficult decisions.
If much of your wealth is tied to one company, you may need to decide what to exercise, sell, or hold; when to act; what taxes may apply; and how to diversify. Capivise helps you find an advisor who understands RSUs, ISOs, NSOs, tender offers, lockups, and concentrated stock.
Start with the situation you are facing.
Capivise asks what is happening, when decisions must be made, who is already helping you, and what you want from an advisor. Your answers help identify relevant experience.
What has a deadline
Note lockups, tender windows, exercise deadlines, planned sales, and the tax year that may be affected.
Relevant experience
Look for an advisor who regularly helps people with equity compensation and concentrated stock.
Decisions around stock and options
- What to exercise, sell, or keep
- Taxes and timing
- Risk from having too much wealth in one company
- How to reinvest and diversify
Experience to look for
- RSUs, ISOs, NSOs, and employer stock
- Tender offers, IPOs, and lockups
- Concentrated stock and downside risk
- Working with your tax and estate professionals
Find an advisor for this situation.
The first question asks what is happening. From there, Capivise asks about timing, amount, who is helping you, and what you want from an advisor.