Important Disclosures
These disclosures explain material limitations and conflicts associated with Capivise educational content, advisor matching, compensated introductions, and independent financial professionals. Read them before requesting or acting on an introduction.
Effective and last updated: August 12, 20261. Capivise is an education and introduction platform
Capivise provides general educational resources and technology that may facilitate introductions to independent financial professionals. Capivise does not provide personalized investment, securities, financial planning, tax, legal, accounting, insurance, estate-planning, banking, or brokerage advice or services. Capivise does not manage assets, execute securities transactions, sell financial products, prepare tax returns, draft legal documents, or take custody of funds or securities.
Using the website, receiving content, completing a profile, seeing a potential candidate, or receiving an introduction does not create an advisory, fiduciary, brokerage, attorney-client, accountant-client, insurance, or other professional relationship with Capivise.
2. Advisor matches are limited and are not recommendations
A match or introduction is not a recommendation, endorsement, certification of suitability, or representation that an advisor is the best or only option. Capivise does not compare all advisors, brokers, planners, firms, products, or services available in the market. Only participating advisors who satisfy current platform eligibility and availability rules can be considered.
Matching may consider information such as your stated situation, state, timing, broad asset range, requested service, existing professional team, contact preference, and an advisor’s stated focus, state coverage, capacity, availability, profile status, firm status, and operational eligibility. Matching does not predict investment performance, tax savings, or the quality of a future relationship. Human review may alter, delay, or decline a system-generated candidate.
3. Compensation creates a material conflict
Consumers are not currently charged by Capivise to submit a matching request. Capivise may be paid by an advisor or firm for an introduction, marketing services, platform participation, or a relationship that results from an introduction. The amount and method may vary by agreement, activity, or relationship.
This compensation creates a conflict of interest: Capivise has a financial incentive to introduce participating advisors that compensate or may compensate Capivise. Commercial participation can affect the advisors available for matching even when compensation is not itself used as a scoring factor. A participating advisor may treat the payment as a marketing or business-development expense. Ask whether and how the expense affects the advisor’s fees, services, recommendations, or other conflicts.
Where an introduction is treated as a compensated testimonial, endorsement, promoter, solicitor, or referral arrangement under an advisor’s applicable law, the advisor or firm is responsible for required oversight, written agreements, eligibility checks, and clear disclosure of compensation and conflicts. Review the advisor’s specific written referral or promoter disclosure before engagement. General website disclosure does not replace a transaction-specific disclosure required by law.
4. Advisors and firms are independent
An advisor or firm in the network is an independent third party and is not an employee, agent, partner, joint venturer, or representative of Capivise. Capivise does not direct an advisor’s professional judgment, portfolio management, recommendations, fees, products, custody arrangements, communications, or compliance program.
Any professional relationship is formed only through a separate agreement between you and the advisor or firm. That firm’s Form ADV, Form CRS, agreements, fee schedule, privacy notice, conflict disclosures, fiduciary or suitability duties, and regulatory obligations govern its services.
5. Verification has limits
Capivise may review selected public records and partner-supplied information such as registration identifiers, credentials, disciplinary disclosures, agreements, services, state coverage, and firm information. “Approved,” “verified,” “eligible,” or similar platform labels indicate only that specified operational checks were recorded under Capivise’s then-current process. They are not a warranty, audit opinion, regulatory approval, guarantee of accuracy, or continuing certification.
Public records and self-reported information can be incomplete, delayed, disputed, or outdated. Registration means the person or firm met applicable registration requirements; it does not mean the SEC, FINRA, a state regulator, or Capivise approved the person, endorsed a service, or guaranteed competence or results. Credentials differ in education, experience, examination, ethics, and enforcement requirements.
6. You must independently investigate any professional
Before engagement, verify both the individual and firm, review current Form ADV and Form CRS documents where applicable, check disciplinary and employment history, confirm licenses in the relevant jurisdiction, understand services and account minimums, and obtain a written explanation of every fee, commission, referral payment, product incentive, revenue-sharing arrangement, and material conflict.
Investor.gov can direct you to the Investment Adviser Public Disclosure database and FINRA BrokerCheck. State securities, insurance, accountancy, bar, and credentialing authorities may maintain additional records. A clean search does not eliminate the need to interview the professional, check references where appropriate, and read engagement documents.
7. Advisor compensation and product conflicts vary
An advisor may charge asset-based, hourly, fixed, subscription, planning, performance-based, transaction, insurance, commission, or other fees where permitted. “Fee-only,” “fee-based,” “fiduciary,” “wealth manager,” “financial advisor,” and similar terms do not by themselves disclose all compensation or duties. Some professionals act in different legal capacities at different times.
Ask whether the advisor or an affiliate receives commissions, insurance compensation, referral fees, platform payments, revenue sharing, 12b-1 fees, markups, spreads, custody or technology benefits, proprietary-product compensation, or incentives tied to a product, custodian, account type, asset level, or transaction. Ask how conflicts are avoided, mitigated, and disclosed.
8. No investment, tax, legal, or deadline assurance
Capivise content is general and may discuss business sales, concentrated equity, inheritances, settlements, real estate, 1031 exchanges, Delaware statutory trusts, private investments, taxes, charitable planning, estate issues, and other complex matters. It is not a recommendation or a substitute for individualized advice from appropriately licensed professionals.
Laws, tax rules, market conditions, product terms, deadlines, and regulatory interpretations change. Capivise does not monitor your deadlines and does not guarantee a tax deferral, exclusion, deduction, credit, gain treatment, accreditation status, estate result, investment result, or legal outcome. Past performance, examples, illustrations, and hypothetical scenarios do not predict future results.
9. Investment and product risk
All investments involve risk, including possible loss of principal. Securities, private placements, concentrated positions, options, real estate, Delaware statutory trusts, insurance products, and alternative investments can involve illiquidity, leverage, valuation uncertainty, fees, conflicts, tax complexity, long holding periods, limited information, loss of control, and complete loss. Accreditation or financial sophistication does not eliminate risk.
A 1031 exchange is governed by strict legal and tax requirements and timing. Capivise is not a qualified intermediary and does not determine whether property, ownership, identification, replacement property, timing, or a transaction qualifies. A DST or other fractional real-estate interest may be a security and may not be appropriate or available for every investor. Consult independent tax, legal, securities, and real-estate professionals before acting.
10. Educational content and third-party information
Articles, guides, calculators, questions, profiles, labels, summaries, and external links are provided for education and convenience. Although Capivise seeks to use reasonable sources, content may contain errors, omissions, or outdated information and may not apply to your facts. Publication does not create a duty to update. Do not treat general content as a complete statement of law, regulation, investment risk, or professional practice.
Third-party names, data, trademarks, links, regulatory records, provider services, and advisor materials belong to their respective owners. Capivise does not control or warrant them. A link does not imply endorsement, affiliation, or responsibility.
11. Testimonials, reviews, and examples
If Capivise publishes a testimonial, endorsement, review, case study, rating, or example, it may not represent every person’s experience and does not guarantee a result. Material compensation, client status, selection criteria, and conflicts will be disclosed where required. Do not infer that any featured experience is typical or that an advisor will provide the same outcome.
13. No guarantee and no emergency service
Capivise does not guarantee that a matching request will produce a candidate, that an advisor will accept or respond, that an engagement will be offered, or that any professional, strategy, product, fee, service, or result will meet your needs. You may receive no introduction.
Capivise is not an emergency, trading, fraud-reporting, legal-deadline, tax-filing, or crisis service. Do not use it for urgent instructions, trade orders, wire requests, account access, or time-sensitive notices. Contact the relevant institution, licensed professional, regulator, law enforcement agency, or emergency service directly.
14. Questions
Questions about these disclosures may be sent to info@capivise.com. An advisor-specific compensation, promoter, referral, Form ADV, Form CRS, privacy, or conflict question should also be directed to that advisor or firm before engagement.