What arrived
Clarify whether the money has arrived, who is involved, and what should stay liquid.
Sudden money deserves a pause before a portfolio.
An inheritance, settlement, insurance payout, or windfall can create pressure from family, professionals, and salespeople. Start with the decisions that should come first.
Start with the decision. Then compare advisor fit.
Capivise asks what is happening, what is time-sensitive, who is already involved, and what kind of professional help may be useful. One answer leads to the next.
What can wait
Slow down investing, gifting, major purchases, and family commitments until the plan is clearer.
Advisor fit
Look for privacy, estate, tax, cash reserve, and income planning experience.
What changes after a windfall
- Pace of decisions
- Privacy
- Family expectations
- Long-term income design
Specialist conversation areas
- Coordination with attorneys
- Cash reserves
- Investment policy
- Estate and beneficiary planning
Ready to answer the first question?
The match flow starts with the situation that brought you here, then narrows based on timing, amount, existing team, and consent.